{"id":18496,"date":"2026-11-03T07:04:00","date_gmt":"2026-11-03T12:04:00","guid":{"rendered":"https:\/\/expat-times.com\/panama\/?p=18496"},"modified":"2026-11-02T21:21:11","modified_gmt":"2026-11-03T02:21:11","slug":"retiree-discounts-expanded-under-new-law-signed-by-mulino","status":"publish","type":"post","link":"https:\/\/expat-times.com\/panama\/politics-government\/retiree-discounts-expanded-under-new-law-signed-by-mulino\/","title":{"rendered":"Retiree Discounts Expanded Under New Law Signed by Mulino"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">President Jos\u00e9 Ra\u00fal Mulino signed legislation on Monday, November 2, expanding <strong>Panama <a href=\"https:\/\/www.ssa.gov\/retirement\" target=\"_blank\" rel=\"noopener noreferrer\">retiree discounts<\/a><\/strong> across healthcare, food, utilities, and funeral services, while also enacting the $35.11 billion <a href=\"https:\/\/expat-times.com\/panama\/business-economy\/the-government-of-panama-pledges-small-business-aid-to-drive-economic-recovery\/\" rel=\"internal\">national budget<\/a> for <a href=\"https:\/\/expat-times.com\/panama\/business-economy\/colon-free-zone-drives-surge-as-trade-growth-accelerates-26-5-through-july-boosting-panamas-economy\/\" rel=\"internal\">fiscal year<\/a> 2027. The reform modifies Law No. 6 of June 16, 1987, which established benefits for retirees, pensioners, and senior citizens.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.asamblea.gob.pa\/\" target=\"_blank\" rel=\"noopener noreferrer\">The National Assembly<\/a> approved the measure with 50 votes in favor. Deputy Javier Sucre sponsored the initiative, which now carries penalties up to $5,000 for businesses that refuse to honor the mandated discounts.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1023\" height=\"682\" src=\"https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2026\/07\/css-office-credit-caja-seguro-social-1023x682-1.webp\" alt=\"CSS office Credit Caja Seguro Social\" class=\"wp-image-14726\" srcset=\"https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2026\/07\/css-office-credit-caja-seguro-social-1023x682-1.webp 1023w, https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2026\/07\/css-office-credit-caja-seguro-social-1023x682-1-150x100.webp 150w\" sizes=\"(max-width: 1023px) 100vw, 1023px\" \/><figcaption class=\"wp-element-caption\">The new law establishes a 20 percent discount on medications and a 25 percent reduction on medical consultations. CSS office Credit Caja Seguro Social<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/www.who.int\/countries\/pan\/\" target=\"_blank\" rel=\"noopener noreferrer\">Healthcare and Medical Benefits<\/a> Under the Expanded Panama Retiree Discounts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The new law establishes a 20 percent discount on medications and a 25 percent reduction on medical consultations. It also applies a 20 percent discount to assistive equipment, including wheelchairs, crutches, walkers, and hospital beds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Coverage now extends to laboratory tests, X-rays, and oncology treatments. The legislation adds discounts for prosthetics, canes, portable toilets, bath chairs, and specialized mattresses. Adult diapers are also included in the expanded benefits package.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2026\/09\/retired-couple-shopping-1200x800-1.webp\" alt=\"Retired Couple Shopping\" class=\"wp-image-17052\" srcset=\"https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2026\/09\/retired-couple-shopping-1200x800-1.webp 1200w, https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2026\/09\/retired-couple-shopping-1200x800-1-150x100.webp 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Beyond medical care, the reform addresses everyday household expenses.. Retired Couple Shopping<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Utilities, Housing, and Daily Living Cost Reductions<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Beyond medical care, the reform addresses everyday household expenses. Seniors can access discounts on food purchases and basic home services such as electricity, water, garbage collection, telephone, and internet. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Housing-transactions qualify for reductions when the senior citizen owns the property. The law also covers tourism, hotel stays, and recreational activities to broaden savings options for older adults.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Funeral expenses received specific attention in the legislation. Discounts apply to coffins, urns, funeral service contracts, and end-of-life costs.<\/p>\n\n\n\n<blockquote class=\"twitter-tweet\"><p lang=\"es\" dir=\"ltr\">*Presidente Mulino sanciona ley que extiende beneficios a jubilados y pensionados*\n\nEn cumplimiento de su promesa a los adultos mayores del pa\u00eds, el presidente de la Rep\u00fablica, @JoseRaulMulino sancion\u00f3 este lunes la nueva Ley que modifica y adiciona art\u00edculos a la Ley 6 de 1987, sobre beneficios a los jubilados, pensionados y tercera edad.\n\nLa nueva norma que ahora lleva la firma del presidente Mulino expande los beneficios que les otorga la Ley 6 de 1987, particularmente en los renglones de descuentos en productos y servicios de salud, como medicamentos, consultas m\u00e9dicas, ex\u00e1menes de laboratorio, radiograf\u00edas y tratamientos oncol\u00f3gicos, entre otros.\n\nTambi\u00e9n introduce descuentos en bienes, equipos de asistencia y ayudas t\u00e9cnicas, como pr\u00f3tesis, sillas de ruedas, muletas, bastones, andaderas, sanitarios port\u00e1tiles, sillas de ba\u00f1o, camas hospitalarias y colchones especializados.\n\nOtros descuentos nuevos son la compra de ata\u00fades y urnas, contrataci\u00f3n de servicios funerarios, pa\u00f1ales desechables para adultos, y diversos gastos relacionados a tr\u00e1mites de vivienda, cuando un adulto mayor sea el propietario.\n\nLa nueva ley tambi\u00e9n aumenta las multas a las personas naturales y jur\u00eddicas que se nieguen a hacer los descuentos para jubilados hasta en 5 mil balboas.<\/p>&mdash; Astrid Salazar (@as_salazar) <a href=\"https:\/\/x.com\/as_salazar\/status\/2117278593466462340?ref_src=twsrc%5Etfw\">November 2, 2026<\/a><\/blockquote>\n<script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n\n\n\n<h2 class=\"wp-block-heading\">Enforcement Measures and Penalties for Non-Compliance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The amended law strengthens enforcement against individuals and legal entities that refuse to apply the required discounts. Fines can reach $5,000, a significant increase designed to ensure compliance across commercial sectors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The reform broadens the original 1987 law&#8217;s scope, incorporating new benefits for Panama&#8217;s retired and pensioned population while maintaining existing protections for third-age citizens.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2025\/11\/dollars-fan-1200x800-1.webp\" alt=\"dollars fan\" class=\"wp-image-9457\" srcset=\"https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2025\/11\/dollars-fan-1200x800-1.webp 1200w, https:\/\/expat-times.com\/panama\/wp-content\/uploads\/2025\/11\/dollars-fan-1200x800-1-150x100.webp 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Budget modifications totaling $186.83 million target priority sectors including health, infrastructure, security, education, public services, and social needs.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">2027 National Budget Approved at $35.11 Billion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mulino also signed the General State Budget for fiscal year 2027, totaling $35,111.75 million. The National Assembly approved the spending plan the previous week. Public investment receives $12,839.7 million, representing 36.6 percent of the total budget and a 12 percent increase from the prior year. Operating expenses for public institutions are set at $22,272 million, or 63.4 percent of the budget, reflecting a 5 percent decrease.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Budget modifications totaling $186.83 million target priority sectors including health, infrastructure, security, education, public services, and social needs. The Ministry of Economy and Finance evaluated these adjustments based on resource availability, execution feasibility, and the need to maintain fiscal balance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The 2027 budget incorporates measures tied to fiscal consolidation, public debt sustainability, and compliance with limits established under the Social Fiscal Responsibility Law.<\/p>\n\n\n\n<blockquote class=\"instagram-media\" data-instgrm-captioned data-instgrm-permalink=\"https:\/\/www.instagram.com\/p\/DfQH9jHzIAd\/?utm_source=ig_embed&amp;utm_campaign=loading\" data-instgrm-version=\"14\" style=\" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);\"><div style=\"padding:16px;\"> <a href=\"https:\/\/www.instagram.com\/p\/DfQH9jHzIAd\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" background:#FFFFFF; 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font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;\">Ver esta publicaci\u00f3n en Instagram<\/div><\/div><div style=\"padding: 12.5% 0;\"><\/div> <div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\"><div> <div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div> <div style=\"background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div> <div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div><\/div><div style=\"margin-left: 8px;\"> <div style=\" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div> <div style=\" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)\"><\/div><\/div><div style=\"margin-left: auto;\"> <div style=\" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div> <div style=\" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div> <div style=\" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div><\/div><\/div> <div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\"> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div><\/div><\/a><p style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;\"><a href=\"https:\/\/www.instagram.com\/p\/DfQH9jHzIAd\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">Una publicaci\u00f3n compartida por Hispania Informa | Noticias (@hispaniainforma)<\/a><\/p><\/div><\/blockquote>\n<script async src=\"\/\/www.instagram.com\/embed.js\"><\/script>\n","protected":false},"excerpt":{"rendered":"<p>President Jos\u00e9 Ra\u00fal Mulino signed legislation on Monday, November 2, expanding Panama retiree discounts across healthcare, food, utilities, and funeral services, while also enacting the $35.11 billion national budget for fiscal year 2027. The reform modifies Law No. 6 of June 16, 1987, which established benefits for retirees, pensioners, and senior citizens. The National Assembly<\/p>\n","protected":false},"author":3,"featured_media":18497,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[29,30,87],"tags":[1092,50,6735,7011,2220],"class_list":["post-18496","post","type-post","status-publish","format-standard","has-post-thumbnail","category-politics-government","category-business-economy","category-featured","tag-healthcare","tag-panama","tag-retiree-benefits","tag-retirees","tag-senior-citizens"],"_links":{"self":[{"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/posts\/18496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/comments?post=18496"}],"version-history":[{"count":1,"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/posts\/18496\/revisions"}],"predecessor-version":[{"id":18498,"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/posts\/18496\/revisions\/18498"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/media\/18497"}],"wp:attachment":[{"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/media?parent=18496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/categories?post=18496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expat-times.com\/panama\/wp-json\/wp\/v2\/tags?post=18496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}